How it works
Making the most of your business expensesSafe, secure & compliant
Pay with confidence
Enterprise level security, small business friendly
At PayRewards, security is our top priority. We know the importance of protecting your financial transactions and maintaining strict regulatory compliance.
Our dedicated security team works around the clock to provide you with a secure platform, so you can make every payment with confidence.
DATA PROTECTION
Protecting your personal data
PCI compliance
We pride ourselves on being PCI DSS (Payment Card Industry Data Security Standard) which is a crucial information security benchmark for entities engaged with credit cards issued by major card networks.
System security & logging
Our sophisticated security systems perform regular penetration tests to ensure our platform is protected against cyber threats.
Data encryption
All data is encrypted in transit, and stored encrypted at rest within the United States, in our secure AWS environment which meets the highest industry security standard, ISO/IEC 27001.
ACCOUNT PROTECTION
Verifying your identity
We rigorously protect your identity and sensitive information with multiple layers of security, including:
Identity and business verification
We collect limited information to confirm your identity and the legitimacy of your business. This data is securely stored and used solely for verification purposes.
Multi-Factor Authentication (MFA)
To ensure only you can access your account, every log in is secured by a Passkey, a rolling code from your preferred Authenticator app, or a one-time code sent to your mobile.
Session time-out
For your security, you'll be automatically signed out after a period of inactivity.
Keeping your payments secure
We've implemented comprehensive security measures to provide the utmost protection and security for your sensitive card, payment, and banking information.
Tokenized data
To protect your card information, we use tokenized data and never store your card numbers.
To protect your card information, we use tokenized data and never store your card numbers.
Fraud monitoring
We use extensive fraud monitoring systems and processes to detect fraudulent activity.
We use extensive fraud monitoring systems and processes to detect fraudulent activity.
Settlement Accounts
Authorized payments are held in dedicated settlement accounts with comprehensive security protocols in place.
Authorized payments are held in dedicated settlement accounts with comprehensive security protocols in place.
Payment method verification
To ensure secure and seamless transactions, we've incorporated advanced technology for bank account and card verification.
To ensure secure and seamless transactions, we've incorporated advanced technology for bank account and card verification.

