Privacy Policy

Pay.com.au business payments platform dashboard interface

In this article

    Get ready for more rewards

    Earn even more points on your business expenses with PayRewards

    Get Started

    Date of last update: May 11, 2026

    PayRewards LLC (“we,” “us,” “ours” or “PayRewards”) respects your privacy. This privacy policy (“Privacy Policy”) explains how we collect, process, store and share personal information in connection with our services (the “Services”), our websites and applications, including payrewards.com and others (the “Platform”) and our business operations. “You” or “you” refers to our business customers (“Business Customers”), users of our Services and Platform (“Users”), and other persons who provide personal information to us. If you are an individual, this Privacy Policy also provides you with important information about your personal information rights with respect to personal information that we control and how to exercise them.

    This Privacy Policy does not apply to personal information that we collect from employees of or job applicants to PayRewards in connection with their employment or potential employment with us.

    By accessing or using our Services or our Platform, or by providing personal information to us, you acknowledge that you accept our privacy practices and policies outlined below, and you consent that we may collect, process, store and share personal information as described in this Privacy Policy.

    1. NOTICE AT COLLECTION OF PERSONAL INFORMATION

    Definition of Personal Information

    We collect, process, store and share information that identifies, relates to or could reasonably be linked, directly or indirectly, with a particular individual or household (“personal information”). Personal information does not include information publicly available from government records, or which is not personal, like anonymous, deidentified, or aggregated data (even if it originally comes from personal information).

    Sources of Personal Information

    We collect personal information from the following categories of sources:

    • Directly from you, such as when you use our Services or Platform or when you communicate or interact with us in any way, including mail, email, phone, chat, QR code, or social media
    • Indirectly from you, for example, we collect cookie data and other information from your device, browser, or activity in our Services or on our Platform
    • From Business Customers or Users, for example, our Customers and Users provide us with personal information of individuals in connection with the Services we provide to Customers  
    • From third parties or public sources, for example, from our analytics providers and social media pages

    Categories of Personal Information We Collect

    The categories of personal information we collect from or about you depends on your relationship with us. For example, we collect certain categories of personal information directly from Business Customers and Users in order to provide the Services to them.

    We collect the following categories of personal information from all of the various sources of information:

    • Contact information, such as full name, home or work address, email address, and phone number
    • Professional or employment-related information, such as your job title, employer information, and work history
    • Financial information, including bank account, wire transfer and credit card information
    • Commercial information, such as the billing details we use to bill you for our Services and your billing and payment history
    • Audio, electronic, visual, or similar information
    • Internet and device identifiers, activity and analytics, such as information we automatically collect through cookies and similar technologies used on our Platform and in our Services, including user activity on our Platform, browser, operating system, and device information, and IP addresses
    • Approximate geolocation when you are using our Services or Platform
    • Preference information, including preferences related to marketing, privacy, and communications
    • Inferences drawn from any of the personal information we collect; for example, to create a profile of an individual’s preferences and characteristics
    • Social media information, such as your connections, posts, and comments
    • Other information you choose to provide to us

    Sensitive Categories of Personal Information Collected

    • Government identification, such as driver’s license, social security number, and passport
    • Characteristics of protected classifications, such as, age, race, national origin, citizenship, marital status, disability, sex/gender, or veteran or military status
    • Criminal history, including criminal convictions and offenses

    Generally, you are not under a statutory or contractual obligation to provide personal information to us. However, if you do not provide the personal information required for us to provide certain Services or access to the Platform, verify your identity, or process transactions, we may be unable to offer certain Services or access to the Platform, or otherwise conduct business with you.

    Our Business Purposes for Collecting and Sharing Personal Information

    We collect, process, store and/or share all of the categories of personal information identified above (unless a limited subset of categories is indicated) for our following business purposes, our legitimate interests, and the legitimate interests of third parties to:

    • Provide the Services and the Platform, including, to permit Business Customers and Users to access and use the Services and the Platform, to customize content, to provide recommendations, to enhance the quality and your overall experience with the Platform, including by retaining your user preferences or presenting content in the most effective manner for the browser or device you use to access the Platform, to manage our relationship with our Business Customers and Users, to process transactions and to otherwise assist and respond to our Business Customers and Users
    • Support our business operations, including to bill and collect payment for our Services, administer and protect our Services, Platform, and systems, monitor for fraud, verify the identity of Users, and use hosting, technology, and communication providers and other vendors that support our business operations
    • Market and advertise our Services and third-party products and services to you, including through targeted advertising. We collect, use and share personal information (excluding financial information, government identification information, and criminal history) to market and advertise to you, including:
      • developing, managing and conducting advertising and marketing campaigns, promotions and offers, including about our content, products and services or third parties’ products, services and other initiatives
      • delivering “targeted advertising” (also known as cross-context behavioral advertising), which means advertising based on your interests based on your activities over time on the Services and online services operated by third parties, as well as information from other sources, including information collected offline
      • recommending features, content, products, and services that might be of interest to you
      • identifying your preferences and personalizing your experience, including through “profiling” – meaning the automatic processing of your personal information to identify your preferences and interests
      • inviting you to participate in surveys, giveaways, sweepstakes, competitions and similar promotions
      • analyzing and measuring the performance, effectiveness and reach of our and third-party advertising (including interest-based ads) and marketing efforts on the Services and elsewhere
    • Improve the Services and the Platform, for example, we process and share personal information (excluding financial information, government identification information, and criminal history) for our internal research and development purposes and to troubleshoot, test and conduct data analysis, to update and otherwise improve the Platform’s functionality, to make informed business decisions and to improve user experience
    • De-identify personal information, including aggregating and anonymizing personal information so that it is no longer personal information
    • Meet legal and compliance requirements, including to perform audits, monitoring, and reporting; support information security and anti-fraud operations; investigate and respond to disputes; exercise and defend legal claims; protect the rights, property, or safety of our Business Customers, our Users, you, us, or a third party; respond to legal process (including subpoenas) and governmental, court, or law enforcement requests, investigations, or orders; and comply with and enforce applicable laws, regulations, policies, procedures, and agreements
    • Evaluate or conduct business changes, including a merger, acquisition, sale, equity or debt financing, bankruptcy, or other transaction in which a third party invests in or acquires control of our business or assets (in whole or in part)
    • Under the laws of some jurisdictions, we must be able to describe the legal bases on which we rely to process personal information. We primarily rely on the legitimate interests, described above, to process personal information when not overridden by an individual’s data protection interests or fundamental rights and freedoms. Other legal bases for our processing of personal information include when the processing is necessary to perform a contract with you, we have a legal obligation to process the personal information or we have your consent to process the personal information.

    Categories of Parties With Whom We Share Your Personal Information

    We share all of the categories of personal information we collect identified above (unless a limited subset of categories is indicated) with the categories of parties listed in this section.

    Business Customers

    • If we obtain personal information about other individuals from a Business Customer or a Business Customer’s User then we may share such personal information with such Business Customer and its Users and such Business Customer controls how we collect and process such personal information on behalf of them
      • Our Business Customers are considered “controllers” of personal information we collect and process for them under applicable privacy laws; and our Business Customers are not considered “third parties” under applicable privacy laws or this Privacy Policy with respect to personal information we collect and process for them
      • This Privacy Policy does not control how our Business Customers use personal information, which may be different from the uses described in this Privacy Policy; we have no responsibility for how our Business Customers use personal information

    Payment Providers

    • We may also collect and use your information on behalf of our payment partners (collectively our “Payment Partners”) to facilitate the provision of services pursuant to a Payment Partner’s privacy policies, as applicable. Federal law requires us and our Payment Partners to provide notice to certain individuals to explain what personal information is collected, how it is shared, and how individuals may limit our (and our Payment Partners’) sharing of the information. The privacy practices of our Payment Partners are subject to their privacy notices, which we strongly suggest you review. We are not responsible for our Payment Partners’ information practices or privacy notices.

    Third Parties

    If you provide us with your personal information, we may share your personal information with the following categories of third parties for all of our business purposes described in the above section called, Our Business Purposes for Collecting and Sharing Personal Information, subject to your exercise of your privacy rights and choices.

    • Our affiliates (“Affiliates”) for purposes consistent with this Privacy Policy  
    • Our vendors (“Vendors”) who provide us with services and products that help us provide the Services and the Platform or operate our business, including hosting, technology, and communication providers; cyber security and other security providers; mailing and marketing providers; advisors, auditors, and accountants; and our analytics providers
    • Parties you access, authorize or authenticate (“Authorized Parties”), including third parties you access through the Services, such as identity verification providers and payment processors; information provided to such third parties are subject to such third parties’ privacy policies; please consult the applicable third party’s privacy policy for more information on how the third party uses your personal information
    • Parties as directed by Business Customers, we may share personal information with third parties as directed by our Business Customer who is the controller for such personal information
    • Advertisers, Social Media Platforms and Advertising- and Marketing-Related Service Providers (“Advertising Providers”), including,
      • advertisers, advertising agencies, ad networks, ad exchanges, marketing businesses, technology vendors and other entities that create, deliver and assess advertising or marketing campaigns, including targeted ads
      • joint marketing partners and content sponsors
      • content measurement companies, who measure content across the internet
      • social media platforms, including if you interact with social media widgets, share content using social media share buttons, or access features of the Platform that contain content or features provided by social media platforms, the relevant social media platforms may collect information
    • Parties for legal purposes (“Legal Parties”), including governmental authorities, law enforcement, courts, or other third parties in connection with any of the activities set forth in the bullet beginning with “Meet legal and compliance requirements” in the section above called, Our Business Purposes for Collecting and Sharing Personal Information
    • Parties for business changes (“Transaction Parties”), for example, personal information that we collect may be shared with or transferred to a third party if we undergo a merger, acquisition, sale, equity or debt financing, bankruptcy, or other transaction in which a third party invests in, finances or acquires control of the portion of our business or assets (in whole or in part), or any similar corporate event to any of the foregoing

    Notice of Right to Opt-Out of Sale/Sharing 

    We use your personal information to deliver the Services and Platform to you and customize your experience. We may share the personal information that we collect for cross-context behavioral advertising or targeted advertising (excluding financial information, government identification information, and criminal history). Depending on laws that may be applicable to you, when we share your personal information, it may constitute a “sale” of your personal information (for example, when we share your personal information in exchange for money or other valuable consideration).

    You may choose to opt-out of our sale of your personal information and sharing of your personal information for cross-contextual behavioral advertising and targeted advertising by visiting:

    Do Not Sell or Share My Personal Information

    You can also generally opt out of receiving targeted ads from third party advertisers and ad networks who are members of the Network Advertising Initiative or who follow the Digital Advertising Alliance’s Self-Regulatory Principles for Online Behavioral Advertising by visiting the Network Advertising Initiative at https://www.networkadvertising.org/choices or the Digital Advertising Alliance at https://www.aboutads.info/choices.

    Retention of Personal Information

    We retain personal information for as long as we deem to be necessary or advisable for our business purposes described in the above section called, Our Business Purposes for Collecting and Sharing Personal Information (such as providing Services to Business Customers). This may include keeping your personal information after you have stopped using our Services or Platform; for example, we may retain your personal information to market our Services to you (unless you opt-out), comply with legal obligations, resolve disputes, or collect fees owed. We may retain your personal information longer pursuant to a specific legal reason or requirement. When our retention period ends, we may either delete your personal information or retain it in a form such that it does not identify you personally.

    Our agreements with our Business Customers govern our retention and deletion of personal information we process on behalf of our Business Customers.

    2. APPLICABILITY OF THIS PRIVACY POLICY

    This Privacy Policy covers how we treat personal information that we collect from you, or in connection with our Services or Platform provided to you, or in connection with our other business or interactions with you. This Privacy Policy does not apply to personal information that we collect in connection with your employment or application for employment with us.

    Business Customers and Third-Party Links

    This Privacy Policy does not cover, and we are not responsible for, the privacy policies or practices of our Business Customers or any third parties that you may access or be connected with through us, which have their own rules for how they collect and use personal information. Please make any privacy requests directly to Business Customers or third parties with respect to personal information in their control.

    Our Platform and Services may include links to third-party websites, plug-ins, and applications. Clicking on third-party links or enabling third-party connections may allow third parties to collect or share personal information. We do not endorse or control these third-party websites, plug-ins, and applications and are not responsible for their privacy practices or any information on their websites. When you leave our Platform, we encourage you to read the privacy policy of every website you visit.

    The privacy policies of certain of our providers can be found here:

    Sensitive Information Collected by Vendors, Payment Providers, and Authorized Parties

    Our Vendors, Payment Providers, and Authorized Parties may collect the personal information described in Section 1 directly from you. They may also collect additional categories of personal information, including the following categories of sensitive information.

    • Account access information, such as account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account.
    • Biometric information. In order to verify your identity in connection with our Services, our Vendors, Payment Providers, and/or Authorized Parties may collect and process certain biometric information, including fingerprints and facial recognition, which may then be shared with us. We or our Vendors, Payment Providers, and/or Authorized Parties, as applicable, will obtain additional consents with respect to biometric information to the extent as required by your applicable law.

    All personal information collected directly by such Vendors, Payment Providers, and Authorized Parties is also subject to their privacy policies, which we urge you to review.

    Personal Information of Others You Share with Us

    You may not disclose the personal information of someone other than yourself to us unless you have the other individual’s prior written consent or are otherwise authorized under applicable law to share their information with us. To the extent that you provide another individual’s personal information to us or we collect another individual’s personal information on your behalf, you acknowledge and agree that you are responsible for compliance with all applicable laws concerning such personal information, including:

    • providing all applicable notices
    • receiving the proper authority or consent to allow us to collect, store, process and share such personal information
    • responding to data subject requests

    Personal Information of Children

    • We do not collect any personal information directly from children under 18 years of age. As a parent or guardian, you may provide or make available personal information of your children to us, and, by doing so, you agree and consent to our collection and use of your children’s personal information.
    • If you are a child under the age of 18, please do not attempt to use our Platform or Services or send us any personal information. If we learn we have collected personal information directly from a child under 18 years of age, we will delete that data as quickly as possible.
    • To our knowledge, we do not sell or share for cross-contextual behavioral advertising or targeted advertising purposes, the personal information of children under the age of 18.

    3. YOUR PRIVACY RIGHTS AND CHOICES

    Notice of Your Personal Information Rights

    With respect to personal information that we control, subject to exemptions and limitations provided by applicable law, if you are an individual you have the right to:

    1. Know or access – request that we disclose certain information to you about our collection and use of your personal information:
      • Whether or not we are processing your personal information
      • The categories of your personal information we have collected
      • The categories of sources for your personal information we have collected
      • Our business purposes for collecting or sharing that personal information
      • The categories of third parties with whom we shared your personal information, identifying the personal information categories that each category of recipient obtained and the purposes for sharing your personal information
      • The specific pieces of personal information we collected about you and access to that personal information
    2. Data portability – request a copy of the personal information you provided to us in a portable, and, if feasible, readily usable format to be transferred to you or a third party
    3. Deletion – request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions under applicable privacy law
    4. Correction – request that we correct inaccurate or complete incomplete personal information
    5. Limit use of sensitive information – request that we limit the use or disclosure of your sensitive personal information to just those actions necessary to perform specific purposes outlined by law
      • We do not use or disclose sensitive personal information (for example, government identifying numbers, account access information, racial or ethnic origin, religious or philosophical beliefs, union membership, content of mail, email, and text messages not directed at us, genetic data, or health, sex life, or sexual orientation information) for purposes other than purposes that would continue to be allowable after the receipt of a limitation request, including to provide the Services
    6. Sale opt out – direct us to not sell your personal information at any time
    7. Sharing for behavioral advertising opt out – direct us to not share your personal information for cross-context behavioral advertising or targeted advertising
    8. Third-party marketing opt out – direct us to not share your personal information with third parties for third parties’ direct marketing purposes
    9. Object to processing – object to our processing of your personal information based on legitimate interests or for direct marketing purposes
    10. Restriction of processing – request that we restrict or suspend the processing of your personal information in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to delete it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it
    11. Withdraw your consent to the processing of your personal information if our processing is based on your consent (without affecting the lawfulness of any processing prior to your withdrawal of consent)
    12. Non-discrimination – be free from unlawful discrimination for exercising your rights under applicable privacy law

    Generally, we are the processor or service provider with respect to personal information obtained from or on behalf of our Business Customers. Please make any privacy requests directly to our Business Customers or third parties with respect to personal information in their control.

    How to Exercise Your Personal Information Rights

    To exercise the rights described above, you or your Authorized Agent (defined below) must send us a written request (via the method described below) that (1) provides sufficient information to allow us to verify that you are the person about whom we have collected personal information, and (2) describes your request in sufficient detail to allow us to understand, evaluate, and respond to it. Each request that meets both of these criteria will be considered a “Valid Request.” We may ask for information to verify your identity, such as name, phone number, email, and address. We will only use personal information provided in a Valid Request to verify your identity and complete your request. You do not need an account to submit a Valid Request.

    We will work to respond to your Valid Request promptly within the timeframes required by applicable privacy law (usually between 15 to 45 days depending on the type of Valid Request, with the right for us to extend the response time as necessary). We will not charge you a fee for making a Valid Request unless your Valid Request is excessive, repetitive, or manifestly unfounded. If we determine that your Valid Request warrants a fee, we will notify you of the fee and explain that decision before completing your request.

    You may submit a Valid Request using the following method:

    Send an email to: legal@payrewards.com

    You may also authorize an agent (an “Authorized Agent“) to exercise your rights on your behalf. To do this, you must provide your Authorized Agent with written permission to exercise your rights on your behalf, and we may request a copy of this written permission from your Authorized Agent when they make a request on your behalf.

    In some instances, we may not be able to honor your request. For example, we may not honor your request if we cannot verify your identity or if we cannot verify that you have the authority to make a request on behalf of another individual. We may not honor your request if we are not the controller of your personal information (for example, when our Business Customer is the controller and we are the processor or service provider for our Business Customer). We may not honor your request if it is technically infeasible for us to do so. For example, if you ask us to correct personal information that we store in an unalterable format, we may be unable to honor your request or we may offer to delete the personal information instead of correcting it. Additionally, we may not honor your request where not required to do so under applicable privacy laws. For example, we may deny a deletion request if the information is necessary for us to provide our Services or comply with our legal obligations. We may deny certain right to know requests made more than twice in a 12-month period or for information collected and disclosed more than 12 months ago. We will advise you in our response if we are not able to honor your request.

    You have the right to appeal our decision to not honor your request or our refusal to take action on a request within a reasonable period of time by contacting us at the email listed above and clearly stating that the purpose of the contact is an “appeal of privacy rights.” Within 45 days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.

    The Right to Lodge a Complaint with a Supervisory Authority

    Subject to applicable privacy law, should you wish to report a complaint or if you feel that we have not addressed your concern in a satisfactory manner, you have the right to lodge a complaint with your local data protection authority and/or competent supervisory authority. If you work or reside in a country that is a member of the European Union or that is in the European Economic Area, you may find the contact details for your appropriate data protection authority on this website: https://edpb.europa.eu/about-edpb/about-edpb/members_en. If you are a resident of the United Kingdom you may contact the UK supervisory authority, the Information Commissioner’s Office here: https://ico.org.uk/make-a-complaint/data-protection-complaints/data-protection-complaints/.

    If you are resident of Texas, you may lodge a complaint online at this website https://consumerprotection.texasattorneygeneral.gov/consumercomplaintportal/s/.

    4. OUR USE OF COOKIES

    Our Platform uses cookies and similar technologies such as pixel tags, web beacons, clear GIFs and JavaScript (collectively, “cookies”). Cookies are small pieces of data– usually text files – placed on your computer, tablet, phone or similar device when you use that device to access our or third-party websites.  We use cookies to recognize your browser or device, learn more about your interests, provide you with essential features and services and for additional purposes, including:

    • Authenticate and recognize you when you sign in / keep you signed in
    • Measure and analyze performance of our Services (analytics, reporting)
    • Remember and understand your activities and interests (on our Platform)
    • Remember your preferences (e.g., language, settings)
    • Personalize your experience (e.g., recommended content/features)
    • Deliver content, including targeted advertising (where applicable)
    • Attribute marketing performance (e.g., which campaigns drove sign-ups/purchases)
    • Prevent fraud and misuse (including detecting suspicious activity)
    • Improve security (protect accounts, systems, and users)
    • Conduct research and diagnostics to improve our content and Services

    Approved third parties may also set cookies when you interact with our Platform. Third parties include providers of measurement and analytics services, social media networks, and Advertising Providers. Third parties use cookies in the process of delivering content, including ads relevant to your interests (including targeted ads), to measure the effectiveness of their ads, and to perform services on our behalf. We and our approved third parties may use first-party cookies (like analytics cookies) and third-party cookies (like advertising cookies) together to serve you with ads, including targeted ads. Please review such third parties’ privacy policies and other terms for information on their privacy practices and uses of personal information, including whether they use cookies to provide targeted and cross-context behavioral advertising and your options to opt out.

    Monitoring and Recording Keystrokes and Other Communication

    We and our approved third parties use cookies and other tracking technology to monitor and record your activities (including keystrokes and other communications) made through the Platform and Services, including email, phone, text message and webchat. This includes monitoring your keystrokes while you are using the Platform and Services and certain features of the Platform and Services. You consent to us and our approved third parties monitoring and recording all of your activities and communications made through the Platform and Services, which our approved third parties may use for their own purposes.  You also consent to us using and sharing such recordings for all purposes described in this Privacy Policy.

    More Details About Cookies and Setting Your Cookies Preferences

    For more information about the cookies on this website, including third-party cookies, and to set your preferences for certain types of cookies, please visit:

    Do Not Track
    “Do Not Track”
    is a privacy preference that users can set in their web browsers. When a user turns on the Do Not Track signal, the browser sends a message to websites requesting them not to track the user. Our websites are not configured to respond to Do Not Track signals.

    Disable or Delete Cookies

    Set Your Cookie Preferences

    You can disable certain cookies on this website by clicking the Cookie Preferences links:

    Disable or Delete Cookies from Your Browser or Device 

    You can also decide whether or not to accept certain cookies through your internet browser’s settings. Most browsers have an option for turning off the cookie feature, which will prevent your browser from accepting new cookies, as well as (depending on the sophistication of your browser software) allow you to decide on acceptance of each new cookie in a variety of ways. To explore what cookie settings are available to you, look in the “preferences” “options” or “help” section of your browser’s menu.

    You can also delete all cookies that are already on your device. If you delete or block all cookies, however, you may have to manually adjust some preferences every time you visit our Platform and some of the Services and Platform functionalities may not work.

    To find out more information about cookies, including information about how to manage and delete cookies, please visit https://www.allaboutcookies.org/.

    5. OUR USES OF PERSONAL INFORMATION IN THE LAST 12 MONTHS

    The below chart summarizes the categories of personal information we have collected, disclosed for our business purposes, sold or shared for cross-context behavioral advertising (or targeted advertising) to the identified categories of third parties in the last 12 months.  See the above section called, Categories of Third Parties with Whom We Share Your Personal Information, for more details on the categories of third parties.

    Our business purposes for disclosing your personal information are all of the business purposes in the above section called, Our Business Purposes for Collecting and Disclosing Personal Information. Our business purposes for selling your personal information or sharing your personal information for cross-context behavioral adverting or targeted advertising are those purposes identified in the bullet beginning with “Market and advertise our Services and third-party products and services to you, including through targeted advertising,” in the above section called, Our Business Purposes for Collecting and Disclosing Personal Information.

    Category of Personal Information 

    Collected in Last 12 Months Disclosed for Our Business Purposes in Last 12 Months to Categories of Third Parties Sold or Shared for Cross-Context Behavioral Advertising in Last 12 Months to Categories of Third Parties
    Identifiers (for example, name, postal address, email address, IP address, unique personal identifiers) Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Personal information that identifies, relates to, describes, or is capable of being associated with, a particular individual Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Characteristics of protected persons (for example, age, race, national origin, citizenship, religion, sex/gender) Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Commercial information (for example, records of products or services purchased or considered) Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Biometric information (for example, fingerprints) No* Not applicable Not applicable
    Internet or other electronic network activity (for example, browsing history, search history, website interactions) Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Geolocation data (for example, device location) Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Sensory data (audio, electronic, visual, thermal, olfactory, or similar information) Yes* Not applicable Not applicable
    Professional or employment-related information Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Non-public education information No* Not applicable Not applicable
    Inferences drawn from other personal data to create a consumer profile Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties Yes to our Affiliates, Vendors and Advertising Providers
    Other non-sensitive information you choose to provide (for example, you may choose to provide information in any of the above categories even if we do not specifically collect it) Yes Yes to our Affiliates, Vendors, Advertising Providers, Authorized Parties and Legal Parties No
    Sensitive Personal Information
    Category of Sensitive Personal Information  Collected in Last 12 Months Disclosed for Our Business Purposes in Last 12 Months to Categories of Third Parties Sold or Shared for Cross-Context Behavioral Advertising in Last 12 Months to Categories of Third Parties
    Government identifying numbers (social security, driver’s license, state ID, or passport numbers) Yes Yes to our Affiliates, Vendors and Legal Parties Not applicable
    Complete account credentials (account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account) No* Not applicable Not applicable
    Precise geolocation No* Not applicable Not applicable
    Racial or ethnic origin, religious or philosophical beliefs, or union membership  No* Not applicable Not applicable
    Mail, email, or text message contents not directed at us No* Not applicable Not applicable
    Genetic data No* Not applicable Not applicable
    Biometric information processing for the purpose of uniquely identifying an individual No* Not applicable Not applicable
    Health, sex life, or sexual orientation No* Not applicable Not applicable
    Other sensitive information you choose to provide (for example, you may choose to provide information in any of the above categories even if we do not specifically collect it) Yes Yes to our Affiliates, Vendors, Authorized Parties and Legal Parties

    No

    *Not specifically collected by us but may be collected by Vendors, Payment Providers, or Authorized Parties or included in the category of “other information you choose to provide”.

    6. DATA SECURITY AND PROCESSING

    Security of Personal Information

    We will maintain reasonable technical and organizational safeguards for the protection of the security and confidentiality of personal information from unauthorized access, use, disclosure, or transfer. Where possible, we use hashed data and other encryption technologies when transferring data to our service providers and other third parties. Despite our efforts to ensure security, we cannot guarantee or warrant that personal information will not be accessed, acquired, disclosed for an improper purpose, altered, or destroyed by an unauthorized person or as a result of a breach of our security safeguards or those of our hosting provider or other vendors or service providers.  We cannot ensure the security of any data transmitted to us over the internet. To the fullest extent permitted by applicable law, we accept no liability for any unintentional disclosure by us of personal information. Therefore, we urge you to take adequate precautions to protect personal information as well, including, without limitation, never sharing your account username or password.

    International Transfer, Storage and Processing

    We operate from the United States and the personal information we collect or receive is stored and processed in the United States and may be processed in other countries around the world subject to the provisions of this Privacy Policy.

    If you are located in the European Economic Area or other regions with laws governing data collection and use that may differ from United States law, please note that we may transfer data, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction and may afford materially less privacy protections for your personal information than your jurisdiction. You consent to the transfer of personal information to the United States or any other country in which we, our affiliates or vendors maintain facilities. You consent to the use and sharing of information about you as described in this Privacy Policy.

    7. CHANGES AND AMENDMENTS TO PRIVACY POLICY

    We reserve the right to amend this Privacy Policy at our discretion and at any time. When we do, we will post the revised policy on our Platform or in our Services with a new “Last Updated” date. Your continued use of our Platform or Services, or your provision of personal information to us following the posting of changes constitutes your acceptance of such changes. We encourage you to visit this page regularly for any changes.

    8. CONTACT AND DISABILITY ACCESS

    Contact Us

    You may contact us with questions, concerns, complaints, or disputes related to this Privacy Policy and our privacy policies and practices.

    Disability Access

    If you have a disability, you may access this Privacy Policy in an alternative format by contacting us at: