Turn bills into gift cards
Points on any business payment. 100+ gift cards to spend them on — for the team, the business, or you.
$12.5B+
Invoices paid
100,000+
Businesses served
10.5B+
Points redeemed
Pay bills. Earn twice. Redeem anywhere.
Bills you’re already paying
Make payments by card or bank transfer. We process the payment and send the funds securely to your vendors, by ACH, wire or check.
Double your rewards
One payment, earning twice. Your card earns as normal. PayRewards Points stack on top, at 1 or 2 points per dollar. Bank payments earn too.
Redeem for anything
Gift cards, invoice credit, airline transfers, team rewards, or a custom redemption through concierge.
100+ ways to spend your points
No award chart to navigate. Just the card you want, delivered by email or text, usually the same day.
Points balance
1,372,751 pts
Reward your team. Thank your clients.
Recognize your top performers with an Apple gift card or celebrate month-end with the whole team at Topgolf. Macy’s or Crate and Barrel are a nice touch to thank the client who sent the referral.
One balance
1,372,751 pts
Running the business should be rewarding
Callaway one week, Sephora the next. An OURA Ring to track the sleep the business owes you, or an Airbnb for a weekend getaway. Every dollar you already spend running the business can now pay you back.
Uber. Amazon. Sam’s Club. Lowe’s.
A ride to a new client pitch with Uber. Fast-delivery supplies from Amazon. A stock-up run at Sam’s Club or Lowe’s. All paid for with points, earned on payments you were already making.
Pick a gift card value and find out how many PayRewards points you need
Every point is worth the same at 1.4c per point, whatever the card and whenever you use it.
1.4c /point
Every point is worth the same, whatever the card and whenever you use it.
Choose a gift card of
Points required
7,143 points
Points cover the card in full. Nothing left to pay by card or bank.
Illustrative only. Not financial or tax advice. For prepaid Visa and Mastercard gift cards: Virtual Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. No cash access or recurring payments. Valid for up to 6 months; unused funds will forfeit after the valid thru date. The merchants represented are not sponsors of the rewards or otherwise affiliated with Tango Card, Inc.
Your points, your choice
Home
Furniture, decor and everyday upgrades for the office or home office.
Dining
Restaurant and delivery gift cards for client entertaining or the team’s Friday order-in.
Tech
Laptops, monitors and accessories from the brands your team already asks for.
Entertainment
Streaming, tickets and experiences to reward the team or a client who’s earned it.
Sign in to your account to see every card available or Get Started with PayRewards today.
“The rewards are incredibly flexible. They’re the best rewards program we’ve used across our business, and we’re earning points on expenses we’d be paying anyway.”
Stephen Shillington
McDonald’s Franchisee & National Marketing Co-Chair
Start earning rewards in 5 minutes
A bill you need to pay
A real invoice with an amount on it. Rent, a vendor bill, equipment.

Amex

Mastercard

Visa
Credit card or bank account
Visa, Mastercard or Amex, or connect your bank account instantly and securely through Plaid.
Pick your card and redeem
Choose the brand you want, transfer the points, and the card is emailed or texted to you.
Your business payments, extra secure
Bank-grade verification, tokenized card data and fraud monitoring on every payment.
We use advanced technology for bank account and card verification.
No card numbers stored, only secure tokens for every payment.
Authorized payments are held in dedicated settlement accounts.
Suspicious activity is flagged instantly, to help stop fraud early.
FAQs
Which brands are available?
100+ brands across retail, dining, travel, tech, home and entertainment. Sign in to see what’s available today.
How fast does a gift card arrive?
Redeem in your account and the card is emailed or texted to you, usually the same day.
Can I send one to someone else?
Yes. Gift cards are a common way to thank staff, contractors and clients. Ask your accountant how to treat them, because the rules vary by entity type and by state.
What does it cost?
Opening an account is free, with no minimum. Card payments carry a 2.9% service fee. Bank payments carry no service fee. The PayRewards fee is 1.75% or 3.25% depending on your earn rate, and it’s optional on card payments. Wire delivery is $16, check delivery is $5. Gift cards start at $50. See full pricing.
Do points expire?
PayRewards Points expire after 18 months without earning activity. Make any payment through PayRewards inside that window and your balance stays live. Redeemed gift cards work differently: open-loop prepaid Visa and Mastercard cards are valid for up to 6 months from issue, and unused funds forfeit after that date.
The bills are already yours. Start earning on them this week.
Then spend the points across more than 100 brands. Free to open, pay per transaction, no hidden fees, no lock-in.
Get started

