Pay the vendors that don't take cards

Your landlord. Your equipment dealer. Your subcontractor. Your insurer. If they only take checks or ACH, put it on your card anyway. 2.9%, no rewards fee, and up to 55 days on your own billing cycle.

A voided check next to a metallic black credit card on a wooden table, representing business payment methods

Welcome to the world’s most rewarding
bill payments platform

Illustration of a bill document icon with a dollar sign
Pay bills

Rent, invoices, insurance, subs. Pay by card or bank, and your vendor gets paid the way they want: ACH, check, or wire.

Icon of a dollar coin being inserted into a payment slot
Earn points

1 or 2 PayRewards Points per dollar, on every payment. Your card keeps earning its own points on top.

Gift card icon with a decorative bow
Redeem

Airline transfers at 1 point to 1 mile, 100+ gift card brands, rewards for your team, or your very next invoice.

If your vendor already takes cards, pay them direct.

You'll pay them nothing and you'll pay us nothing, and that is the right outcome. PayRewards is for the vendors who won't take a card at all.

The vendors that usually say no

If they only take checks or ACH, this is what PayRewards is for.

Icon of a document with a user profile symbol inside a circle
Commercial rent
Icon of a storage box and document upload representing digital file archiving
Equipment dealers
Icon of a building with a magnifying glass
Subcontractors
Four blue diamond shapes forming a diamond icon in a circular frame
Insurance
Icon of a business invoice or bill with a dollar sign
Permits and fees
Excavator icon representing the construction industry
Materials

Three steps, one charge on your card

Add the vendor

Their name, address, and how they want to be paid.

Charge your card

Choose 1 or 2 points per dollar

We pay them

By ACH, wire, or check. Whatever they accept.

What it costs

Service fee

Charged on the card payment

Card payments
Visa, Mastercard and American Express
2.90%
per transaction

PayRewards Points Fees

Earn points on every payment. Choose the tier that suits your business

Core Tier
Earn rewards at a lower fee rate
1.75%
fee per transaction
1 Point per $1
Note: For credit card payments, PayRewards Points are earned in addition to your card's reward points. For ACH payments, you'll be charged based on your selected earning tier.

Delivery

How your vendor gets paid

ACH
Free
per payment
Check
$5
per check
Domestic wire
$16
per transfer

2.9% service fee applies. Up to 55 days reflects your own card issuer's billing cycle, not credit from PayRewards.

Your card's billing cycle, working for you

Pay the vendor on day one. Your card is due when your statement says it is. Up to 55 days, on your own cycle, not credit from us.

Vendor paid day 1Statement closesYour cash leaves day 55

Visa, Mastercard, American Express

Use the card you already carry and keep earning whatever it earns. That is your program and we leave it alone.

Visa Mastercard American Express

Your business payments, extra secure

Bank-grade verification, tokenized card data and fraud monitoring on every payment.

Payment verification

We use advanced technology for bank account and card verification.

Tokenized data

No card numbers stored, only secure tokens for every payment.

Settlement accounts

Authorized payments are held in dedicated settlement accounts.

Fraud detection

Suspicious activity is flagged instantly, to help stop fraud early.

What you'll need

An active business EIN, and an executive or beneficial owner to complete onboarding. About five minutes.