How it works
Making the most of your business expenses
Simplify retail payments earn on every dollar
In-store or online, pay vendors your way—by card, ACH, or wire transfer—and earn full rewards. Boost cash flow and turn everyday spend into points with PayRewards.
From inventory to store build-out, get rewarded for it all.
Stop missing points just because your vendor won’t take credit card.
Invoices
Retail Stock
Freight and logistics
Advertising spend
Business rent
Insurance
A better way to pay your business expenses
Every payment counts—no matter how you pay, you’re always earning. Uncapped.
Pay your suppliers and contractors how you like
Unlock flexibility and use the payment method that works for you - points earning credit card, ACH or wire transfer.
Earn more on every expense
From retail stock and freight to advertising spend and store rent — every expense earns rewards.
Unlock your working capital
Make the most of your credit card’s repayment period and access up to 55 days interest-free to keep your retail business moving.
Double dip your rewards
Earn rewards twice with PayRewards. Use your rewards credit card to rack up points, then double up with PayRewards Points on top
Redeem your PayRewards for almost anything
Redeem your points your way. From flights, hotels, gift cards, tech, experiences, and more.
Transfer PayRewards Points to our airline and hotel partners
With direct transfers, it's easy to fly on PayRewards Points — including U.S. domestic routes.
Tools to keep your register ringing
Invite your team
Manage multiple businesses from one platform and assign roles like bookkeepers or admins.
Recurring payments
Automate bills and payments to save time and effort.
Password-free login
Enjoy secure, fast account access with Passkeys for a safer login experience.
See how much you could save
Find out how many PayRewards Points you could earn and discover how to stack them with your credit card points.
a 4-minute demo