Earn rewards on your software business expenses

Earn rewards on your software business expenses

Software and technology costs are a fixed part of running a business. Accounting software, project management tools, CRM platforms, cybersecurity products, sales software, productivity apps. The list grows with the business, and so does the spend.

For most companies, there’s also a website: design, development, hosting, domain registration, and periodic updates on top of the initial build.

PayRewards lets you pay all of it with any credit card or ACH and earn PayRewards Points on every eligible payment. Whether the expense is a one-off vendor invoice or a recurring SaaS subscription, the same logic applies— pay your software business expenses through PayRewards, and you earn on the full amount.

Pay any software vendor with any credit card

Not every software vendor or web developer accepts the card you want to use. Some take ACH only. Others accept Visa but not Amex, or add a surcharge for the card that earns you the most. And a few might only accept bank transfer.

With PayRewards, that stops being a problem.

You pay us with whichever Mastercard, Visa, or American Express card works best for your rewards strategy, and we pay your vendor using whatever method they require.

Your provider gets paid on time. You collect the rewards.

There’s a cash flow benefit too. Use your card’s billing cycle to keep your cash working longer while we pay your vendors on time. This can be especially useful when software renewal invoices come due at a tight moment in the month.

Double your rewards on every software payment

Where PayRewards separates itself from simply paying with a card directly is by allowing you to earn even more points on top of your card rewards when you add PayRewards Points to every transaction.

When you pay a software vendor invoice through PayRewards with a rewards credit card, you’ll then earn in two directions at once. First, your card racks up its own points as normal, and you’ll also get the PayRewards Points on top.

So, that $10,000 annual SaaS spend isn’t just generating one stream of rewards. It’s generating two. For businesses already using a strong travel rewards card, adding PayRewards Points to the mix means every software payment goes further than it did before.

You can redeem PayRewards Points with direct transfer to our airline and hotel partners for business or first-class flights, premium hotel stays, choose a gift card across 100+ brands, or even a custom redemption. Let me know what you’re looking to purchase and we’ll do the rest.

How many Points can you earn on SaaS payments?

How much your software business expenses return depends on which earning tier suits your business. The Core Tier earns 1 Point per $1 at a fee of 1.75% per transaction. The Plus Tier earns 2 Points per $1 at 3.25% for businesses who want to supercharge their points balance faster.

SaaS subscriptions are perfect for stacking Points because the spend is predictable and recurring. Project tools, communication platforms, accounting software, security products; each renewal is another earning opportunity. Use the PayRewards calculator to see what your current software spend could return in Points.

Website hosting and ongoing tech costs count too

A custom e-commerce website build can run anywhere from $5,000 to $20,000 or more, depending on scale and complexity. After that comes the ongoing spend: hosting fees, domain renewals, maintenance retainers, and periodic updates.

You can pay website hosting with a credit card through PayRewards and earn Points on every invoice, including the recurring ones that come in month after month. Business credit card rewards on tech expenses add up faster than most owners expect, largely because the category never really stops generating spend.

What else can you pay through PayRewards?

Software and technology are one category. PayRewards also processes payments for commercial rent and leases, marketing and advertising vendors, capital goods, business utilities, and maintenance costs. If it arrives as a vendor invoice, there’s a good chance you can earn Points on it through PayRewards.

How the fees work

Service fees for card payments are 2.9% per transaction. ACH payments carry no service fee at all. Delivery fees apply separately—wire transfer is $16 per transfer, and paper check only $5.

PayRewards Points are earned through a separate tier: 1.75% for the Core Tier (1 Point per $1) or 3.25% for the Plus Tier (2 Points per $1). For credit card payments, PayRewards Points are earned on top of your card’s own rewards. See the full breakdown on the PayRewards pricing page.

How do I get started?

PayRewards is currently available for Early Access. Sign up today, and you’ll be among the first to start earning rewards on your software business expenses.

Written by PayRewards

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