How it works
Making the most of your business expensesMake your first payment
in under five minutes.
Five simple steps, from creating your account to redeeming your first rewards. Follow along yourself - or with your PayRewards contact, live on a call.
No setup fees. No lock-in. Just five steps.
Three things to have in reach
Registering only asks for your name, your business name, and your industry. To get all the way to a submitted payment, you need these too.
A bill you need to pay
A real invoice with an amount on it. Rent, a vendor bill, equipment. Start with a live one, not a test.
A card, or your bank login
Visa, Mastercard or Amex, or connect your bank account instantly and securely through Plaid.
Your vendor’s payment details
Their routing and account number for ACH or wire, or a mailing address if you are sending a check.
Get started in just a few clicks
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Create your account
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Add your wallet
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Add payees
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Make a payment
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Earn & redeem rewards
Connects to the tools
you already use
Link your bank and your books in seconds. Your bills flow in, your payments flow back. No double entry, no reconciliation.
Connect your bank in seconds
Log in to your bank, confirm your account, and you’re done. No manual entry, no waiting for trial deposits to clear. Once connected, fund payments directly by ACH.
Your unpaid bills, synced automatically
Connect QuickBooks Online and your unpaid bills sync into PayRewards. Pick which to pay, choose your method and earn rate, then send. No re-entering vendor or invoice details. Once paid, status syncs back. No manual reconciliation.
- Send a remittance email to your vendor when you pay an imported bill
- Log your PayRewards fees back to QuickBooks as a paid bill, so costs are captured automatically
- Push manual payments back to QuickBooks too, so your books stay complete even when the payment didn’t start there
Invoice upload
Drop in any invoice and pay it your way.
Recurring payments
Automate bills and payments to reduce manual work.
Redeem how you like
Put points toward travel or everyday business expenses: flights, hotels, gift cards or your next bill.
Bank-grade security
Verified accounts, tokenized card data and fraud monitoring on every payment.
Connect your bank in seconds
PayRewards links your bank through Plaid — the same secure connection trusted by thousands of finance apps. You log in on your bank’s own encrypted flow, so we never see or store your credentials.
- No manual account or routing numbers
- No waiting on trial deposits to clear
- Fund payments directly by ACH once connected
Your unpaid bills, synced automatically
Connect QuickBooks Online and your unpaid bills sync into PayRewards. Pick which to pay, choose your method and earn rate, then send — no re-entering vendor or invoice details. Once paid, status syncs back, so there’s no manual reconciliation.
- Send a remittance email to your vendor when you pay an imported bill
- Log your PayRewards fees back to QuickBooks as a paid bill, so costs are captured automatically
- Push manual payments back to QuickBooks too, so your books stay complete even when the payment didn’t start there
Invoice upload
Drop in any invoice — PDF, photo or scan — and pay it the way that works for you. Choose your payment method, set your earn rate, and send. Every payment keeps earning points.
Recurring payments
Set a bill once and let it run. Automate rent, subscriptions and supplier payments on the schedule you choose, cut out the manual work — and keep earning points on every one.
Redeem how you like
Put your points toward whatever moves your business forward: flights and hotels, gift cards, or credit against your next bill. No blackout dates, no lock-in.
Your business payments, extra secure
Bank-grade verification, tokenized card data and fraud monitoring on every payment.
- Payment verification — we use advanced technology for bank account and card verification.
- Tokenized data — no card numbers stored, only secure tokens for every payment.
- Settlement accounts — authorized payments are held in dedicated settlement accounts.
- Fraud detection — suspicious activity is flagged instantly, to help stop fraud early.
Start earning
serious points
The payments platform built for business owners: rewards on every expense, no setup fees, no lock-in.
Now integrated with QuickBooks for easy payment syncs to track your payments and your rewards.


