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Annual Results

0Total airline points

$0Approx. value

$0Net fees (After tax)

Monthly Breakdown

payrewards points PayRewards Points ^
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Converted to Airline Points 0
Airline points value ($) > $0
PayRewards Points fee (0%)
Gross Fee ($0)
Net fee (after tax) # ($0)
creditcard points Credit card rewards
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Airline points 0
Airline points value ($) > $0
Merchant fees (0%)
Gross Fee ($0)
Net fee (after tax) # ($0)

General Disclaimer: This calculator is indicative only and is not providing advice, including financial, tax or legal advice. This calculator is based on a number of assumptions and disclaimers (as viewable here), and information that may change over time - as such, should be used a guide only. We do not guarantee the accuracy or the information used in this calculator.

PayRewards believes that the information, relied upon by, and contained in this calculator is accurate as at the date of last update, however no warranty is made as to the accuracy, suitability, usefulness, reliability or completeness of any such information, or that the relevant information is error free. No liability in respect of any errors or omissions (including any third party liability) is accepted by PayRewards, its affiliates, or any director or employee of PayRewards or its affiliates.


*  Not all business expenses can be processed via our platform (and in some cases, depending on payment method type), for more details see Payment Rules and Regulations.

> Indicative estimated value of airline points is calculated at 3.5 cents per airline point – this is our estimate of redemption value based on business class flight redemption. You may not get this value as redemption value rates vary (depending on airline and flights route/class) and any airline point redemption is subject to availability.

# Net fees assume PayRewards Fees are deductible and apply an illustrative 30% tax rate. Actual tax outcomes depend on your jurisdiction, entity type and tax position. You should obtain independent tax advice regarding the deductibility of PayRewards Fees and use of the platform.

^ PayRewards Points redeemed for airline miles is calculated on a 1:1 transfer rate. For current partner transfer rates, see here.

Credit card earn rates are based on publicly available information published by card issuers as at February 20, 2026. Some credit cards have limits on the number of points you can earn, restrictions on earn rate or other restrictions including prohibited payment types. Our calculator does not account for these credit card terms, so actual credit card rewards may vary. Please refer to your credit card terms and conditions for further information.