How it works
Making the most of your business expenses
Your Business Payments could fly you Business Class
Rent, payroll, suppliers leaving you empty handed? Run your business payments through PayRewards, earn rewards on your card like never before and watch your miles take off.
1
Choose how to pay
CardACH / bank
2
Use your Amex
AMEX
3
Double dip, earn twice
×2Their points (Amex)+24,800
Our points (PayRewards)+49,600
4
Spend points on anything
Flights
Hotels
Gift cards
Your next bill
Trusted by businesses worldwide
$0B+ Payments processed
0B+ Points redeemed
0+ Businesses and counting
Where your points go
Pay bills. Earn and transfer points to whatever moves you.
The same money you were spending anyway, now redeemable across travel, your team, and the business itself.
Your card's miles
Keep earning airline miles
Pay bills that don't take cards on the card you carry, and keep earning miles with Delta, United and American.
100+ brands
Buy gift cards from the best brands
Shop Amazon, Apple, Target and hundreds of brands, with every point worth its full face value at checkout.
Luxury redemptions
Experiences money can't buy
Work with our concierge team on whatever you want, then redeem for the experiences that money can't buy.
Instant transfers
Transfer points to employees as a reward
Recognize your team the very moment it matters, sending points to any employee instantly and directly.
Invoice Redemptions
Pay an invoice with points
Put your points straight back into the business, applying them against your very next invoice or bill.
The payoff
What your bills are really worth
Same bills you already pay, now working twice as hard. Pick your annual spend and see what a year adds up to.
Pay by
1,000,000points
$18,725
net value every year, on the same spend
your card's miles plus our points, stacked on the same spend
2.2×
return on fees
Every $1 in fees earns $2.20 back in rewards value.
rewards value earned$35,000
net cost after tax$16,275
net return on spend3.7%
Enough to book any one of these:
6
business-class round trips
20
nights at four-star resorts
$10,000
straight back into your invoices
You spend
On bills you already pay every year
$500,000
Your card miles (you still keep these)
Amex, Chase, Citi co-brand, about 500,000 miles
+$17,500in card rewards
PayRewards points (on top)
1 point per $1, about 500,000 pts
+$17,500in points value
PayRewards fee
1.75% ($8,750), after ~30% tax deduction
($6,125)
Credit card processing
2.9% ($14,500), after ~30% tax deduction
($10,150)
Bank transfer (ACH)
No card used, so no processing fee
Free
Net value created
Every year, on spend you had anyway
$18,725
Indicative only. Not financial or tax advice; consult your tax advisor. You choose how you pay: by credit card (2.9% processing) or by bank transfer / ACH (free), plus a 1.75% PayRewards fee either way. Assumes ~1 mile per $1 on your own card and 1 PayRewards Point per $1, valued here at ~3.5¢ each for premium-cabin (business-class) redemptions; economy flights, gift cards and invoice credit are closer to ~1 to 1.5¢, which lowers the totals. Fees are generally deductible as a business expense on eligible business spend; the saving shown uses an illustrative ~30% marginal rate and varies by entity type and state.
3 steps to maximize rewards on every business expense
Pay how you like
Choose the best method for your business. Use any credit card, ACH, wire transfer or check, and earn every time you pay.
Pay any vendor
Cover company expenses from invoices to rent and utilities, even with vendors that don't accept credit cards.
Double your rewards
Earn more on every transaction by adding PayRewards Points, our own rewards currency, on top of your full card rewards.
Business payments with extra benefits
Every payment counts. However you pay, you're always earning, with no cap.
×2
Double your rewards
Use your rewards credit card to rack up points, then double them with PayRewards Points for even more rewards.
Their points (your card)+0
Our points (2x PayRewards)+0
Turn bank payments into points
Making ACH, wire or check payments? They earn rewards too. Settle vendors and bills by bank transfer and watch your PayRewards Points skyrocket.
Pay vendors with all major cards
We process your payments and ensure secure delivery to your vendors, and you earn card rewards on every payment.
VISAMastercardAMEXACHWireCheck
Keep your cash working longer
Use your card's billing cycle to extend your cash flow, while we pay your vendors on time.
Bill paid day 1Statement closesYour cash leaves day 45
It was never really about the percentage. It's the business-class seat your partner won't fly without. The trip you keep putting off. The gift cards your team looks forward to. All paid for with money you were spending anyway.
No new budget. No extra spend. Just rewards on the bills you were paying anyway.
PayRewards Points
The amplifier for the rewards you already earn
Your card keeps earning like it always has. PayRewards adds a point per dollar on top — a second balance to put toward whatever you've been wanting.
Upgrade your next flightFly business or first class with direct transfers to our leading airline partners.
Book the penthouseTransfer your points for premium hotel stays. Enjoy the suite life, all on points.
Reward your teamSend points to any employee instantly, the moment recognition matters.
Bill pay with pointsPut points straight back toward your next business bill. Nothing goes to waste.
Business expenses
New equipment
Supplier invoices
Redeem for gift cards
100+ brands, with every point worth its full face value at checkout.
Connects to the tools you already use
Link your bank and your books in seconds. Your bills flow in, your payments flow back. No double entry, no reconciliation.
Connect your bank in seconds
Log in to your bank, confirm your account, and you're done. No manual entry, no waiting for trial deposits to clear. Once connected, fund payments directly by ACH.
QuickBooks
Your unpaid bills, synced automatically
Connect QuickBooks Online and your unpaid bills sync into PayRewards. Pick which to pay, choose your method and earn rate, then send. No re-entering vendor or invoice details. Once paid, status syncs back. No manual reconciliation.
Send a remittance email to your vendor when you pay an imported bill
Log your PayRewards fees back to QuickBooks as a paid bill, so costs are captured automatically
Push manual payments back to QuickBooks too, so your books stay complete even when the payment didn't start there
Invoice upload
Drop in any invoice and pay it your way.
ACHCredit CardCheck
Recurring payments
Automate bills and payments to reduce manual work.
Redeem how you like
Put points toward travel or everyday business expenses: flights, hotels, gift cards or your next bill.
Invite your team
Manage multiple businesses from one place and assign roles like accountant or admin.
Your business payments, extra secure
Bank-grade verification, tokenized card data and fraud monitoring on every payment.
Payment verification
We use advanced technology for bank account and card verification.
Tokenized data
No card numbers stored, only secure tokens for every payment.
Settlement accounts
Authorized payments are held in dedicated settlement accounts.
Fraud detection
Suspicious activity is flagged instantly, to help stop fraud early.
Trusted by business owners across the US
“Card, ACH, and wire: we can pay it all through PayRewards, and we earn points on every single one.”
Tom WoodsCo-Founder, Woods & Co · Staffing agency
“It's so easy to set up, it's easy to use, and it means you earn points on money you're already spending.”
Morgan CollinsCo-Founder at Cardigang · E-commerce brand
“For me, points has always been about: I'm spending the money anyway, might as well let my bills work for me.”
Stefan Di BenedettoFounder of Solbevi
Start earning serious points
The payments platform built for business owners: rewards on every expense, no setup fees, no lock-in.
a 4-minute demo